Dear students, get
fully solved assignments by professionals
Do send your query at :
or call us at :08263069601
Course:
Commercial Banking System & Role of RBI Sep 2020
1. Cash Reserve Ratio plays an
Important role in the economy and RBI plays an important role in monitoring
inflation through CRR. Discuss how RBI perform this critical function using CRR
as an instrument.
Answer
1- Introduction:Cash Reserve
Ratio (CRR) is a specified minimum fraction of the total deposits of
customers, which commercial banks have to hold as reserves either
in cash or as deposits with the central bank. CRR is a crucial
monetary policy tool and is used for controlling money supply in an economy.
Concept and Applications:
The reserve ratio is an important tool of the monetary
policy of an economy and plays an essential role in
regulating the money supply. When the central bank wants to
increase money supply in the economy, it lowers the reserve
ratio.
So CRR is the
2. In 2016, ICICI Bank, India’s
largest private sector bank, announced that it has successfully executed
transactions in international trade finance and remittance using blockchain
technology in partnership with Emirates NBD, a leading banking group in the
Middle East. The bank plans to use blockchain technology to make banking more
robust for customers as blockchain technology provides lower cost and
scalability. Highlight what is blockchain and how it is helping the banking
industry?
Answer 2-
Introduction:
In 2016, ICICI Bank, India’s largest private sector bank, announced that it has
successfully executed transactions in international trade finance and
remittance using blockchain technology in partnership with Emirates NBD, a
leading banking group in the Middle East. The bank plans to use blockchain
technology to make banking more robust for customers as blockchain
3. Assume you are working as an assistant manager in
a reputed XYZ Pvt bank. In recent years Non-Performing Asset is giving a
deleterious impact on the return on asset. As a bank manager bank, discuss a.
The factors contributing to high level of NPAs in the Indian Banks
b. The measures you will take to
overcome this alarming issue.
Answer 3(a)-Introduction: A non performing
asset (NPA) is a loan or advance for which the principal or interest
payment remained overdue for a period of 90 days. Description: Banks are
required to classify NPAs further into Substandard, Doubtful and
Loss assets.
Concept
and Applications:The NPAs in Indian commercial banks are
growing due to external as well as internal factors. The major
external factors which lead to increase/rise in NPAs and
non-controllable by Banks are,
Dear students, get fully solved
assignments by professionals
Do send your query at :
or call us at :08263069601
No comments:
Post a Comment
Note: only a member of this blog may post a comment.